/* ==========================================================================
   Your Benefit Coverage
   Palette: deep teal ink, copper accent, warm sand.
   Type: Fraunces for display, Inter for everything else.
   ========================================================================== */

:root {
	--ybc-ink: #123b3c;
	--ybc-ink-2: #0c2c2d;
	--ybc-accent: #c4762e;
	--ybc-accent-soft: #f0dcc6;
	--ybc-sand: #fbf7f1;
	--ybc-cream: #fffdfa;
	--ybc-text: #1e2a28;
	--ybc-muted: #5c6b68;
	--ybc-line: #e4ddd2;
	--ybc-line-dark: rgba(255, 255, 255, .16);
	--ybc-white: #fff;

	--ybc-shell: 1180px;
	--ybc-gap: clamp(1.25rem, 3vw, 2.5rem);
	--ybc-radius: 14px;
	--ybc-radius-lg: 22px;

	--ybc-serif: "Fraunces", "Iowan Old Style", Georgia, "Times New Roman", serif;
	--ybc-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

	--ybc-shadow: 0 1px 2px rgba(18, 59, 60, .05), 0 12px 32px -18px rgba(18, 59, 60, .28);
	--ybc-shadow-lg: 0 2px 4px rgba(18, 59, 60, .06), 0 30px 60px -30px rgba(18, 59, 60, .35);
}

/* ---------------------------------------------------------------- reset */

*, *::before, *::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }

@media (prefers-reduced-motion: reduce) {
	html { scroll-behavior: auto; }
	*, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

body {
	margin: 0;
	font-family: var(--ybc-sans);
	font-size: 17px;
	line-height: 1.65;
	color: var(--ybc-text);
	background: var(--ybc-cream);
	-webkit-font-smoothing: antialiased;
}

img, svg, video { max-width: 100%; height: auto; display: block; }

a { color: var(--ybc-ink); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--ybc-accent); }

h1, h2, h3, h4, h5 {
	font-family: var(--ybc-serif);
	font-weight: 600;
	line-height: 1.15;
	letter-spacing: -.015em;
	color: var(--ybc-ink);
	margin: 0 0 .5em;
}

p { margin: 0 0 1em; }
ul, ol { margin: 0 0 1em; padding-left: 1.2em; }

:focus-visible {
	outline: 3px solid var(--ybc-accent);
	outline-offset: 2px;
	border-radius: 4px;
}

.screen-reader-text {
	position: absolute !important;
	width: 1px; height: 1px;
	overflow: hidden; clip: rect(1px, 1px, 1px, 1px);
	clip-path: inset(50%); white-space: nowrap;
}

.ybc-skip-link {
	position: absolute; left: -9999px; top: 0;
	background: var(--ybc-ink); color: #fff;
	padding: .75rem 1.25rem; z-index: 999;
}
.ybc-skip-link:focus { left: .5rem; top: .5rem; color: #fff; }

/* ---------------------------------------------------------------- layout */

.ybc-shell {
	width: 100%;
	max-width: var(--ybc-shell);
	margin-inline: auto;
	padding-inline: clamp(1rem, 4vw, 2.5rem);
}
.ybc-shell--narrow { max-width: 860px; }

.ybc-section { padding-block: clamp(3.5rem, 8vw, 6.5rem); }
.ybc-section--sand { background: var(--ybc-sand); }
.ybc-section--ink { background: var(--ybc-ink); color: rgba(255, 255, 255, .84); }
.ybc-section--ink h1, .ybc-section--ink h2, .ybc-section--ink h3 { color: #fff; }
.ybc-section--page { padding-block: clamp(3rem, 7vw, 5rem); }

.ybc-icon { width: 1.25em; height: 1.25em; flex: none; }

.ybc-accent-text { color: var(--ybc-accent); font-style: italic; }
.ybc-section--ink .ybc-accent-text { color: #eeb277; }

.ybc-eyebrow {
	font-family: var(--ybc-sans);
	font-size: .78rem;
	font-weight: 600;
	letter-spacing: .13em;
	text-transform: uppercase;
	color: var(--ybc-accent);
	margin: 0 0 .9rem;
	display: flex;
	align-items: center;
	gap: .6rem;
}
.ybc-eyebrow::before {
	content: "";
	width: 26px; height: 2px;
	background: var(--ybc-accent);
	flex: none;
}
.ybc-sechead .ybc-eyebrow { justify-content: center; }
.ybc-sechead--light .ybc-eyebrow { color: #eeb277; }
.ybc-sechead--light .ybc-eyebrow::before { background: #eeb277; }

.ybc-lede {
	font-size: clamp(1.03rem, 1.6vw, 1.17rem);
	color: var(--ybc-muted);
	max-width: 58ch;
}

.ybc-microcopy {
	font-size: .82rem;
	line-height: 1.6;
	color: var(--ybc-muted);
	max-width: 70ch;
	margin-top: 1.5rem;
}
.ybc-microcopy--center { margin-inline: auto; text-align: center; }

/* ---------------------------------------------------------------- buttons */

.ybc-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: .55rem;
	font-family: var(--ybc-sans);
	font-size: 1rem;
	font-weight: 600;
	line-height: 1.2;
	padding: .95rem 1.6rem;
	border: 1.5px solid transparent;
	border-radius: 999px;
	cursor: pointer;
	text-decoration: none;
	white-space: nowrap;
	transition: transform .18s ease, background-color .18s ease, color .18s ease, border-color .18s ease, box-shadow .18s ease;
}
.ybc-btn:hover { transform: translateY(-1px); }
.ybc-btn:active { transform: translateY(0); }

.ybc-btn--accent { background: var(--ybc-accent); color: #fff; box-shadow: 0 10px 22px -12px rgba(196, 118, 46, .8); }
.ybc-btn--accent:hover { background: #ad6626; color: #fff; }

.ybc-btn--ink { background: var(--ybc-ink); color: #fff; }
.ybc-btn--ink:hover { background: var(--ybc-ink-2); color: #fff; }

.ybc-btn--ghost { background: transparent; color: var(--ybc-ink); border-color: var(--ybc-line); }
.ybc-btn--ghost:hover { border-color: var(--ybc-ink); color: var(--ybc-ink); background: rgba(18, 59, 60, .04); }

.ybc-btn--outline-light { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .4); }
.ybc-btn--outline-light:hover { background: rgba(255, 255, 255, .1); color: #fff; border-color: #fff; }

.ybc-btn--sm { padding: .62rem 1.1rem; font-size: .92rem; }
.ybc-btn--block { width: 100%; }

.ybc-btn-row { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.6rem; }
.ybc-btn-row--center { justify-content: center; }

.ybc-textlink {
	display: inline-flex; align-items: center; gap: .4rem;
	font-weight: 600; text-decoration: none; color: var(--ybc-accent);
}
.ybc-textlink:hover { gap: .65rem; }

/* ---------------------------------------------------------------- topbar */

.ybc-topbar {
	background: var(--ybc-ink);
	color: rgba(255, 255, 255, .78);
	font-size: .82rem;
}
.ybc-topbar__inner {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1rem;
	min-height: 42px;
	flex-wrap: wrap;
}
.ybc-topbar p { margin: 0; }
.ybc-topbar__note { display: flex; align-items: center; gap: .5rem; }
.ybc-topbar__note .ybc-icon { color: #eeb277; width: 1rem; height: 1rem; }
.ybc-topbar__phone { display: flex; align-items: center; gap: 1rem; }
.ybc-topbar__hours { opacity: .8; }
.ybc-topbar__phone a {
	color: #fff; font-weight: 600; text-decoration: none;
	display: inline-flex; align-items: center; gap: .4rem;
}
.ybc-topbar__phone a:hover { color: #eeb277; }
.ybc-topbar__phone .ybc-icon { width: 1rem; height: 1rem; }

@media (max-width: 720px) {
	.ybc-topbar__hours { display: none; }
	.ybc-topbar__note { display: none; }
	.ybc-topbar__inner { justify-content: center; }
}

/* ---------------------------------------------------------------- header */

.ybc-header {
	position: sticky;
	top: 0;
	z-index: 60;
	background: rgba(255, 253, 250, .92);
	backdrop-filter: saturate(160%) blur(10px);
	border-bottom: 1px solid var(--ybc-line);
}
.ybc-header.is-stuck { box-shadow: 0 8px 24px -20px rgba(18, 59, 60, .6); }

.ybc-header__inner {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1.25rem;
	min-height: 76px;
}

.ybc-brand__link {
	display: inline-flex;
	align-items: center;
	gap: .7rem;
	text-decoration: none;
}
.ybc-brand__mark {
	width: 40px; height: 40px;
	display: grid; place-items: center;
	border-radius: 11px;
	background: var(--ybc-ink);
	color: #eeb277;
}
.ybc-brand__mark .ybc-icon { width: 22px; height: 22px; }
.ybc-brand__text { display: flex; flex-direction: column; line-height: 1.15; }
.ybc-brand__name {
	font-family: var(--ybc-serif);
	font-size: 1.16rem;
	font-weight: 600;
	color: var(--ybc-ink);
	letter-spacing: -.01em;
}
.ybc-brand__tagline {
	font-size: .68rem;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--ybc-muted);
}
.custom-logo { max-height: 52px; width: auto; }

.ybc-nav { display: flex; align-items: center; gap: 1.75rem; }
.ybc-nav__list {
	display: flex; align-items: center; gap: 1.4rem;
	list-style: none; margin: 0; padding: 0;
}
.ybc-nav__link {
	font-size: .95rem;
	font-weight: 500;
	color: var(--ybc-text);
	text-decoration: none;
	padding: .35rem 0;
	position: relative;
}
.ybc-nav__link::after {
	content: "";
	position: absolute; left: 0; right: 100%; bottom: 0;
	height: 2px; background: var(--ybc-accent);
	transition: right .22s ease;
}
.ybc-nav__link:hover::after,
.ybc-nav__item.is-current > .ybc-nav__link::after { right: 0; }

.ybc-nav__actions { display: flex; align-items: center; gap: .9rem; }
.ybc-nav__phone {
	display: none;
	align-items: center; gap: .4rem;
	font-weight: 600; text-decoration: none; color: var(--ybc-ink);
}

.ybc-burger {
	display: none;
	width: 44px; height: 44px;
	border: 1px solid var(--ybc-line);
	border-radius: 11px;
	background: transparent;
	cursor: pointer;
	padding: 0;
	position: relative;
}
.ybc-burger span {
	display: block;
	width: 19px; height: 2px;
	background: var(--ybc-ink);
	margin: 4px auto;
	transition: transform .22s ease, opacity .22s ease;
}
.ybc-burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.ybc-burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.ybc-burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* The longer call button needs the room; it dials the same number. */
@media (min-width: 981px) and (max-width: 1200px) {
	.ybc-nav__phone { display: none; }
}

@media (max-width: 980px) {
	.ybc-burger { display: block; }
	.ybc-nav {
		position: absolute;
		top: 100%; left: 0; right: 0;
		flex-direction: column;
		align-items: stretch;
		gap: 0;
		background: var(--ybc-cream);
		border-bottom: 1px solid var(--ybc-line);
		padding: .5rem clamp(1rem, 4vw, 2.5rem) 1.5rem;
		box-shadow: var(--ybc-shadow);
		display: none;
	}
	.ybc-nav.is-open { display: flex; }
	.ybc-nav__list { flex-direction: column; align-items: stretch; gap: 0; }
	.ybc-nav__item { border-bottom: 1px solid var(--ybc-line); }
	.ybc-nav__link { display: block; padding: .95rem 0; font-size: 1.05rem; }
	.ybc-nav__link::after { display: none; }
	.ybc-nav__actions { flex-direction: column; align-items: stretch; gap: .7rem; margin-top: 1.1rem; }
	.ybc-nav__phone { display: inline-flex; justify-content: center; }
	.ybc-nav__actions .ybc-btn { width: 100%; }
}

/* ---------------------------------------------------------------- hero */

.ybc-hero {
	position: relative;
	background: linear-gradient(178deg, var(--ybc-sand) 0%, var(--ybc-cream) 68%);
	padding-block: clamp(2.75rem, 6vw, 5rem);
	overflow: hidden;
	/* clip, unlike hidden, does not create a scroll container, so the sticky form column still works. */
	overflow: clip;
}
.ybc-hero__glow {
	position: absolute;
	top: -18%; right: -8%;
	width: 46rem; height: 46rem;
	border-radius: 50%;
	background: radial-gradient(circle, rgba(196, 118, 46, .13) 0%, rgba(196, 118, 46, 0) 68%);
	pointer-events: none;
}
.ybc-hero__inner {
	position: relative;
	display: grid;
	grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr);
	gap: clamp(2rem, 5vw, 4rem);
	align-items: center;
}
/* The call card follows the visitor while they read the hero copy. */
.ybc-hero__form {
	position: sticky;
	top: calc(76px + 1.25rem);
}
.ybc-hero__title {
	font-size: clamp(2.1rem, 5.2vw, 3.55rem);
	margin-bottom: 1.1rem;
	max-width: 15ch;
}
.ybc-hero__points {
	list-style: none;
	margin: 1.8rem 0 0;
	padding: 0;
	display: grid;
	gap: .85rem;
}
.ybc-hero__points li {
	display: flex;
	align-items: flex-start;
	gap: .75rem;
	font-size: .98rem;
	color: var(--ybc-text);
}
.ybc-hero__points-icon {
	width: 28px; height: 28px;
	border-radius: 8px;
	background: var(--ybc-accent-soft);
	color: #8f4f16;
	display: grid; place-items: center;
	flex: none;
}
.ybc-hero__points-icon .ybc-icon { width: 15px; height: 15px; }

.ybc-hero__figure { position: relative; margin: 2.25rem 0 0; }
.ybc-hero__aside .ybc-hero__figure { margin-top: 1.5rem; }
.ybc-hero__aside .ybc-hero__figure img { max-height: 340px; }
.ybc-hero__figure img {
	width: 100%;
	border-radius: var(--ybc-radius-lg);
	object-fit: cover;
	aspect-ratio: 16 / 10;
}
.ybc-hero__badge {
	background: var(--ybc-ink);
	color: #fff;
	border-radius: var(--ybc-radius);
	padding: 1rem 1.25rem;
	display: inline-flex;
	flex-direction: column;
	gap: .15rem;
	max-width: 20rem;
}
.ybc-hero__figure .ybc-hero__badge {
	position: absolute;
	left: 1rem; bottom: -1.25rem;
	box-shadow: var(--ybc-shadow-lg);
}
.ybc-hero__badge strong { font-family: var(--ybc-serif); font-size: 1.35rem; }
.ybc-hero__badge span { font-size: .82rem; color: rgba(255, 255, 255, .78); line-height: 1.45; }
.ybc-hero__badge--flat { margin-top: 2rem; }

@media (max-width: 940px) {
	.ybc-hero__inner { grid-template-columns: 1fr; }
	.ybc-hero__form { position: static; }
	.ybc-hero__title { max-width: none; }
}

/* ---------------------------------------------------------------- quote form */

.ybc-quote--card {
	background: var(--ybc-white);
	border: 1px solid var(--ybc-line);
	border-radius: var(--ybc-radius-lg);
	padding: clamp(1.4rem, 3vw, 2rem);
	box-shadow: var(--ybc-shadow-lg);
	position: relative;
}
.ybc-quote--card::before {
	content: "";
	position: absolute;
	inset: -1px -1px auto;
	height: 4px;
	border-radius: var(--ybc-radius-lg) var(--ybc-radius-lg) 0 0;
	background: linear-gradient(90deg, var(--ybc-accent), #e0a463);
}
.ybc-quote--plain {
	background: var(--ybc-white);
	border: 1px solid var(--ybc-line);
	border-radius: var(--ybc-radius-lg);
	padding: clamp(1.4rem, 3vw, 2rem);
}
.ybc-quote__head { margin-bottom: 1.25rem; }
.ybc-quote__title { font-size: clamp(1.35rem, 2.4vw, 1.6rem); margin-bottom: .35rem; }
.ybc-quote__subtitle { font-size: .92rem; color: var(--ybc-muted); margin: 0; }

/* Click to call card that replaces the quote form on the home page. */
.ybc-callcta { text-align: center; }
.ybc-callcta__number {
	display: inline-flex; align-items: center; justify-content: center; gap: .6rem;
	font-family: var(--ybc-serif);
	font-size: clamp(1.7rem, 4vw, 2.3rem);
	font-weight: 600;
	color: var(--ybc-ink);
	text-decoration: none;
	margin: .25rem 0 1.25rem;
}
.ybc-callcta__number:hover { color: var(--ybc-accent); }
.ybc-callcta__icon {
	display: inline-grid; place-items: center;
	width: 2.6rem; height: 2.6rem; border-radius: 50%;
	background: var(--ybc-accent-soft); color: var(--ybc-accent);
}
.ybc-callcta__icon .ybc-icon { width: 1.2rem; height: 1.2rem; }
.ybc-callcta__btn { font-size: 1.1rem; padding-block: 1.1rem; }
.ybc-callcta__hours {
	display: flex; align-items: center; justify-content: center; gap: .45rem;
	font-size: .88rem; color: var(--ybc-muted); margin: 1rem 0 0;
}
.ybc-callcta__hours .ybc-icon { width: 1rem; height: 1rem; }

.ybc-form__grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: .85rem 1rem;
}
.ybc-field { margin: 0; display: flex; flex-direction: column; gap: .32rem; }
.ybc-field--full { grid-column: 1 / -1; }

.ybc-field label {
	font-size: .82rem;
	font-weight: 600;
	color: var(--ybc-ink);
	letter-spacing: .01em;
}
.ybc-req { color: var(--ybc-accent); }

.ybc-field input,
.ybc-field select,
.ybc-field textarea {
	font-family: inherit;
	font-size: 1rem;
	color: var(--ybc-text);
	background: var(--ybc-cream);
	border: 1.5px solid var(--ybc-line);
	border-radius: 10px;
	padding: .72rem .85rem;
	width: 100%;
	transition: border-color .16s ease, box-shadow .16s ease;
}
.ybc-quote--plain .ybc-field input,
.ybc-quote--plain .ybc-field select,
.ybc-quote--plain .ybc-field textarea { background: #fff; }

.ybc-field input:focus,
.ybc-field select:focus,
.ybc-field textarea:focus {
	outline: none;
	border-color: var(--ybc-ink);
	box-shadow: 0 0 0 3px rgba(18, 59, 60, .1);
}
.ybc-field select { appearance: none; background-image: none; padding-right: 2rem; cursor: pointer; }

.ybc-field.has-error input,
.ybc-field.has-error select,
.ybc-field.has-error textarea { border-color: #b3352f; }

.ybc-field__error {
	font-size: .78rem;
	color: #b3352f;
	min-height: 0;
}
.ybc-field__error:empty { display: none; }

.ybc-consent {
	margin-top: 1.15rem;
	padding-top: 1.15rem;
	border-top: 1px solid var(--ybc-line);
}
.ybc-consent__box {
	display: grid;
	grid-template-columns: 22px 1fr;
	gap: .7rem;
	align-items: start;
	cursor: pointer;
}
.ybc-consent__box input[type="checkbox"] {
	position: absolute;
	opacity: 0;
	width: 22px; height: 22px;
	margin: 0;
	cursor: pointer;
}
.ybc-consent__tick {
	width: 22px; height: 22px;
	border: 1.5px solid var(--ybc-muted);
	border-radius: 6px;
	background: #fff;
	display: grid;
	place-items: center;
	color: #fff;
	margin-top: 2px;
	transition: background-color .15s ease, border-color .15s ease;
}
.ybc-consent__tick .ybc-icon { width: 14px; height: 14px; opacity: 0; stroke-width: 3; }
.ybc-consent__box input:checked ~ .ybc-consent__tick {
	background: var(--ybc-ink);
	border-color: var(--ybc-ink);
}
.ybc-consent__box input:checked ~ .ybc-consent__tick .ybc-icon { opacity: 1; }
.ybc-consent__box input:focus-visible ~ .ybc-consent__tick {
	outline: 3px solid var(--ybc-accent);
	outline-offset: 2px;
}
.ybc-consent__text {
	font-size: .83rem;
	line-height: 1.6;
	color: var(--ybc-muted);
}
.ybc-consent__text p { margin: 0 0 .5em; }
.ybc-consent__text p:last-child { margin-bottom: 0; }
.ybc-consent__link {
	color: var(--ybc-accent);
	font-weight: 700;
	text-decoration: underline;
	text-underline-offset: 2px;
}
a.ybc-consent__link:hover { color: var(--ybc-ink); }
.ybc-consent.has-error .ybc-consent__tick { border-color: #b3352f; }

.ybc-form__submit { margin-top: 1.1rem; position: relative; }
.ybc-form__submit[disabled] { opacity: .75; cursor: progress; }
.ybc-btn__spinner { display: none; width: 16px; height: 16px; }
.ybc-form.is-sending .ybc-btn__spinner {
	display: block;
	border: 2px solid rgba(255, 255, 255, .35);
	border-top-color: #fff;
	border-radius: 50%;
	animation: ybc-spin .7s linear infinite;
}
@keyframes ybc-spin { to { transform: rotate(360deg); } }

.ybc-form__disclaimer {
	font-size: .715rem;
	line-height: 1.55;
	color: var(--ybc-muted);
	margin: .85rem 0 0;
}
.ybc-form__footnote {
	font-size: .85rem;
	text-align: center;
	color: var(--ybc-muted);
	margin: .9rem 0 0;
}
.ybc-form__footnote a { font-weight: 700; color: var(--ybc-ink); text-decoration: none; }

.ybc-form__status {
	border-radius: 10px;
	padding: .85rem 1rem;
	font-size: .92rem;
	margin-bottom: 1rem;
}
.ybc-form__status.is-success { background: #e7f2ec; color: #14562f; border: 1px solid #bfdccc; }
.ybc-form__status.is-error { background: #fdecea; color: #8f2723; border: 1px solid #f3c9c5; }

.ybc-hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

@media (max-width: 520px) {
	.ybc-form__grid { grid-template-columns: 1fr; }
	.ybc-field--half { grid-column: 1 / -1; }
}

/* ---------------------------------------------------------------- trust bar */

.ybc-trustbar {
	background: var(--ybc-ink);
	color: rgba(255, 255, 255, .82);
	padding-block: clamp(2rem, 4vw, 2.75rem);
}
.ybc-trustbar__stats {
	list-style: none; margin: 0; padding: 0;
	display: grid;
	grid-template-columns: repeat(4, minmax(0, 1fr));
	gap: 1.5rem;
	text-align: center;
}
.ybc-trustbar__stats li { display: flex; flex-direction: column; gap: .15rem; }
.ybc-trustbar__stats strong {
	font-family: var(--ybc-serif);
	font-size: clamp(1.35rem, 2.6vw, 1.85rem);
	color: #fff;
}
.ybc-trustbar__stats span { font-size: .82rem; color: rgba(255, 255, 255, .66); }

.ybc-trustbar__carriers {
	margin-top: 2rem;
	padding-top: 1.6rem;
	border-top: 1px solid var(--ybc-line-dark);
	text-align: center;
}
.ybc-trustbar__carriers-title {
	font-size: .74rem;
	letter-spacing: .13em;
	text-transform: uppercase;
	color: rgba(255, 255, 255, .5);
	margin: 0 0 1rem;
}
.ybc-trustbar__carriers ul {
	list-style: none; margin: 0; padding: 0;
	display: flex; flex-wrap: wrap;
	justify-content: center;
	gap: .7rem 2rem;
	align-items: center;
}
.ybc-trustbar__carriers li {
	font-family: var(--ybc-serif);
	font-size: 1.02rem;
	color: rgba(255, 255, 255, .78);
}
.ybc-trustbar__carriers img { max-height: 34px; width: auto; opacity: .85; filter: brightness(0) invert(1); }

@media (max-width: 680px) {
	.ybc-trustbar__stats { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1.25rem; }
}

/* ---------------------------------------------------------------- section heads */

.ybc-sechead { max-width: 62ch; margin: 0 auto clamp(2.25rem, 4vw, 3.25rem); text-align: center; }
.ybc-sechead__title { font-size: clamp(1.75rem, 3.8vw, 2.6rem); margin-bottom: .6rem; }
.ybc-sechead__title--left { text-align: left; }
.ybc-sechead__intro { color: var(--ybc-muted); margin: 0; }
.ybc-sechead__intro--left { text-align: left; }
.ybc-sechead--light .ybc-sechead__intro { color: rgba(255, 255, 255, .72); }

.ybc-sectionnote {
	display: flex; align-items: flex-start; gap: .6rem;
	max-width: 62ch;
	margin: 2.25rem auto 0;
	font-size: .92rem;
	color: var(--ybc-muted);
	text-align: left;
}
.ybc-sectionnote .ybc-icon { color: var(--ybc-accent); margin-top: .15rem; }

/* ---------------------------------------------------------------- cards */

.ybc-cardgrid { display: grid; gap: 1.25rem; }
.ybc-cardgrid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.ybc-cardgrid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.ybc-card {
	position: relative;
	background: var(--ybc-white);
	border: 1px solid var(--ybc-line);
	border-radius: var(--ybc-radius);
	padding: 1.6rem 1.4rem 1.5rem;
	transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.ybc-card:hover { transform: translateY(-3px); box-shadow: var(--ybc-shadow); border-color: #d6cbba; }
.ybc-card__num {
	position: absolute;
	top: 1.1rem; right: 1.2rem;
	font-family: var(--ybc-serif);
	font-size: .92rem;
	color: var(--ybc-accent);
	opacity: .55;
}
.ybc-card__icon {
	width: 44px; height: 44px;
	border-radius: 12px;
	display: grid; place-items: center;
	background: var(--ybc-sand);
	color: var(--ybc-ink);
	margin-bottom: 1rem;
}
.ybc-card__icon .ybc-icon { width: 21px; height: 21px; }
.ybc-card__title { font-size: 1.12rem; margin-bottom: .45rem; }
.ybc-card__text { font-size: .93rem; color: var(--ybc-muted); margin: 0; }

.ybc-card--ghost {
	background: rgba(255, 255, 255, .045);
	border-color: var(--ybc-line-dark);
}
.ybc-card--ghost:hover { background: rgba(255, 255, 255, .08); border-color: rgba(255, 255, 255, .3); box-shadow: none; }
.ybc-card--ghost .ybc-card__text { color: rgba(255, 255, 255, .72); }
.ybc-card__icon--light { background: rgba(238, 178, 119, .16); color: #eeb277; }

@media (max-width: 1020px) {
	.ybc-cardgrid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
	.ybc-cardgrid--3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 620px) {
	.ybc-cardgrid--4, .ybc-cardgrid--3 { grid-template-columns: 1fr; }
}

/* ---------------------------------------------------------------- split */

.ybc-split {
	display: grid;
	grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr);
	gap: clamp(2rem, 5vw, 4rem);
	align-items: center;
}
.ybc-split__media { position: relative; }
.ybc-split__img {
	width: 100%;
	border-radius: var(--ybc-radius-lg);
	aspect-ratio: 4 / 5;
	object-fit: cover;
}
.ybc-split__placeholder {
	width: 100%;
	aspect-ratio: 4 / 5;
	border-radius: var(--ybc-radius-lg);
	background: linear-gradient(160deg, var(--ybc-sand), #f1e7d8);
	border: 1px solid var(--ybc-line);
	display: grid; place-items: center;
	color: rgba(18, 59, 60, .22);
}
.ybc-split__placeholder .ybc-icon { width: 84px; height: 84px; }
.ybc-split__panel {
	background: var(--ybc-ink);
	color: rgba(255, 255, 255, .8);
	border-radius: var(--ybc-radius);
	padding: 1.25rem 1.4rem;
	margin: -3rem 1.25rem 0 auto;
	max-width: 21rem;
	position: relative;
	box-shadow: var(--ybc-shadow-lg);
}
.ybc-split__panel h3 { color: #fff; font-size: 1.02rem; margin-bottom: .35rem; }
.ybc-split__panel p { font-size: .88rem; margin: 0; }

.ybc-checklist {
	list-style: none; margin: 1.75rem 0 0; padding: 0;
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: .7rem 1.25rem;
}
.ybc-checklist li {
	display: flex; align-items: flex-start; gap: .55rem;
	font-size: .93rem;
}
.ybc-checklist .ybc-icon { color: var(--ybc-accent); width: 1.05rem; height: 1.05rem; margin-top: .28rem; stroke-width: 2.4; }

@media (max-width: 900px) {
	.ybc-split { grid-template-columns: 1fr; }
	.ybc-split__panel { margin: -2.5rem auto 0 1rem; }
	.ybc-checklist { grid-template-columns: 1fr; }
}

/* ---------------------------------------------------------------- steps */

.ybc-steps {
	list-style: none; margin: 0; padding: 0;
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 1.5rem;
	counter-reset: ybc-step;
}
.ybc-steps__item {
	position: relative;
	padding-top: 2.5rem;
	border-top: 2px solid var(--ybc-line);
}
.ybc-steps__item::after {
	content: "";
	position: absolute;
	top: -2px; left: 0;
	width: 3.5rem; height: 2px;
	background: var(--ybc-accent);
}
.ybc-steps__num {
	position: absolute;
	top: 1rem; left: 0;
	font-family: var(--ybc-serif);
	font-size: 1rem;
	font-weight: 600;
	color: var(--ybc-accent);
}
.ybc-steps__body h3 { font-size: 1.22rem; margin-bottom: .5rem; }
.ybc-steps__body p { font-size: .94rem; color: var(--ybc-muted); margin-bottom: .8rem; }
.ybc-steps__meta {
	display: inline-flex; align-items: center; gap: .4rem;
	font-size: .78rem;
	font-weight: 600;
	color: var(--ybc-ink);
	background: var(--ybc-sand);
	border-radius: 999px;
	padding: .3rem .75rem;
}
.ybc-steps__meta .ybc-icon { width: .9rem; height: .9rem; }
.ybc-section--sand .ybc-steps__meta { background: #fff; }

@media (max-width: 860px) {
	.ybc-steps { grid-template-columns: 1fr; gap: 1.75rem; }
}

/* ---------------------------------------------------------------- estimator */

.ybc-estimator {
	display: grid;
	grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr);
	gap: clamp(1.5rem, 4vw, 2.5rem);
	background: #fff;
	border: 1px solid var(--ybc-line);
	border-radius: var(--ybc-radius-lg);
	padding: clamp(1.4rem, 3vw, 2.1rem);
	box-shadow: var(--ybc-shadow);
}
.ybc-estimator__controls { display: grid; gap: 1.5rem; align-content: start; }
.ybc-estimator__control label {
	display: flex;
	align-items: baseline;
	justify-content: space-between;
	gap: 1rem;
	font-size: .88rem;
	font-weight: 600;
	color: var(--ybc-ink);
	margin-bottom: .6rem;
}
.ybc-estimator__control output {
	font-family: var(--ybc-serif);
	font-size: 1.25rem;
	color: var(--ybc-accent);
}

input[type="range"] {
	-webkit-appearance: none;
	appearance: none;
	width: 100%;
	height: 6px;
	border-radius: 999px;
	background: var(--ybc-line);
	outline: none;
	margin: 0;
}
input[type="range"]::-webkit-slider-thumb {
	-webkit-appearance: none;
	appearance: none;
	width: 24px; height: 24px;
	border-radius: 50%;
	background: var(--ybc-ink);
	border: 4px solid #fff;
	box-shadow: 0 2px 8px rgba(18, 59, 60, .35);
	cursor: pointer;
}
input[type="range"]::-moz-range-thumb {
	width: 20px; height: 20px;
	border-radius: 50%;
	background: var(--ybc-ink);
	border: 4px solid #fff;
	box-shadow: 0 2px 8px rgba(18, 59, 60, .35);
	cursor: pointer;
}

.ybc-estimator__toggle {
	border: 0; padding: 0; margin: 0;
	display: flex; flex-wrap: wrap; align-items: center; gap: .75rem;
}
.ybc-estimator__toggle legend {
	font-size: .88rem;
	font-weight: 600;
	color: var(--ybc-ink);
	padding: 0;
	margin-bottom: .55rem;
	float: left;
	width: 100%;
}
.ybc-estimator__toggle label {
	display: inline-flex; align-items: center; gap: .4rem;
	border: 1.5px solid var(--ybc-line);
	border-radius: 999px;
	padding: .45rem 1rem;
	cursor: pointer;
	font-size: .92rem;
	transition: border-color .15s ease, background-color .15s ease;
}
.ybc-estimator__toggle input { accent-color: var(--ybc-ink); }
.ybc-estimator__toggle label:has(input:checked) {
	border-color: var(--ybc-ink);
	background: var(--ybc-sand);
	font-weight: 600;
}

.ybc-estimator__result {
	background: var(--ybc-ink);
	border-radius: var(--ybc-radius);
	padding: 1.6rem 1.4rem;
	color: #fff;
	display: flex;
	flex-direction: column;
	justify-content: center;
	align-items: flex-start;
	gap: .3rem;
}
.ybc-estimator__result-label {
	font-size: .78rem;
	letter-spacing: .1em;
	text-transform: uppercase;
	color: rgba(255, 255, 255, .6);
	margin: 0;
}
.ybc-estimator__figure {
	font-family: var(--ybc-serif);
	font-size: clamp(1.65rem, 3.6vw, 2.3rem);
	color: #eeb277;
	margin: 0 0 1rem;
	line-height: 1.15;
}

/* The result panel is narrow, so its call button scales its text to the panel width to stay on one line. */
.ybc-estimator__result { container-type: inline-size; }
.ybc-estimator__result .ybc-btn {
	width: 100%;
	gap: .4rem;
	padding-inline: .75rem;
	font-size: clamp(.78rem, 5.8cqi, 1rem);
}

@media (max-width: 800px) {
	.ybc-estimator { grid-template-columns: 1fr; }
}

/* ---------------------------------------------------------------- testimonials */

.ybc-quotes {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 1.25rem;
}
.ybc-quotecard {
	position: relative;
	margin: 0;
	background: var(--ybc-sand);
	border: 1px solid var(--ybc-line);
	border-radius: var(--ybc-radius);
	padding: 1.75rem 1.5rem 1.4rem;
	display: flex;
	flex-direction: column;
}
.ybc-quotecard__mark {
	position: absolute;
	top: 1.1rem; right: 1.2rem;
	color: var(--ybc-accent);
	opacity: .22;
}
.ybc-quotecard__mark .ybc-icon { width: 34px; height: 34px; fill: currentColor; stroke: none; }
.ybc-stars { display: flex; gap: .15rem; color: var(--ybc-accent); margin-bottom: .9rem; }
.ybc-stars .ybc-icon { width: 15px; height: 15px; fill: currentColor; stroke: none; }
.ybc-quotecard blockquote {
	margin: 0 0 1.25rem;
	font-size: .96rem;
	line-height: 1.7;
	color: var(--ybc-text);
	flex: 1;
}
.ybc-quotecard figcaption {
	display: flex; align-items: center; gap: .7rem;
	padding-top: 1rem;
	border-top: 1px solid var(--ybc-line);
}
.ybc-quotecard figcaption img,
.ybc-quotecard__initial {
	width: 40px; height: 40px;
	border-radius: 50%;
	object-fit: cover;
	flex: none;
}
.ybc-quotecard__initial {
	display: grid; place-items: center;
	background: var(--ybc-ink);
	color: #eeb277;
	font-family: var(--ybc-serif);
	font-size: 1.05rem;
}
.ybc-quotecard figcaption strong { display: block; font-size: .93rem; color: var(--ybc-ink); }
.ybc-quotecard figcaption em { font-style: normal; font-size: .82rem; color: var(--ybc-muted); }

@media (max-width: 900px) { .ybc-quotes { grid-template-columns: 1fr; } }

/* ---------------------------------------------------------------- FAQ */

.ybc-faq {
	display: grid;
	grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr);
	gap: clamp(2rem, 5vw, 4rem);
	align-items: start;
}
.ybc-faq__head { position: sticky; top: 110px; }
.ybc-faq__aside {
	margin-top: 1.75rem;
	padding: 1.2rem 1.3rem;
	background: #fff;
	border: 1px solid var(--ybc-line);
	border-radius: var(--ybc-radius);
}
.ybc-faq__aside p { font-size: .9rem; color: var(--ybc-muted); margin-bottom: .85rem; }

.ybc-accordion { border-top: 1px solid var(--ybc-line); }
.ybc-accordion__item { border-bottom: 1px solid var(--ybc-line); }
.ybc-accordion__item h3 { margin: 0; font-family: inherit; }
.ybc-accordion__trigger {
	width: 100%;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 1.25rem;
	background: none;
	border: 0;
	padding: 1.25rem 0;
	cursor: pointer;
	text-align: left;
	font-family: var(--ybc-serif);
	font-size: 1.08rem;
	font-weight: 600;
	color: var(--ybc-ink);
	line-height: 1.35;
}
.ybc-accordion__trigger:hover { color: var(--ybc-accent); }
.ybc-accordion__sign {
	width: 30px; height: 30px;
	flex: none;
	border-radius: 50%;
	border: 1.5px solid var(--ybc-line);
	display: grid; place-items: center;
	color: var(--ybc-ink);
	transition: transform .22s ease, background-color .22s ease, color .22s ease;
}
.ybc-accordion__sign .ybc-icon { width: 14px; height: 14px; }
.ybc-accordion__trigger[aria-expanded="true"] .ybc-accordion__sign {
	transform: rotate(135deg);
	background: var(--ybc-ink);
	border-color: var(--ybc-ink);
	color: #fff;
}
.ybc-accordion__inner {
	padding: 0 3rem 1.4rem 0;
	font-size: .95rem;
	color: var(--ybc-muted);
}
.ybc-accordion__inner p:last-child { margin-bottom: 0; }

@media (max-width: 900px) {
	.ybc-faq { grid-template-columns: 1fr; }
	.ybc-faq__head { position: static; }
	.ybc-accordion__inner { padding-right: 1rem; }
}

/* ---------------------------------------------------------------- CTA band */

.ybc-ctaband {
	background: var(--ybc-ink);
	color: rgba(255, 255, 255, .82);
	padding-block: clamp(2.75rem, 6vw, 4.25rem);
	position: relative;
	overflow: hidden;
}
.ybc-ctaband::after {
	content: "";
	position: absolute;
	left: -6rem; bottom: -14rem;
	width: 30rem; height: 30rem;
	border-radius: 50%;
	background: radial-gradient(circle, rgba(238, 178, 119, .14), rgba(238, 178, 119, 0) 70%);
}
.ybc-ctaband__inner {
	position: relative;
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 2rem;
	flex-wrap: wrap;
}
.ybc-ctaband__copy { max-width: 42ch; }
.ybc-ctaband__copy h2 { color: #fff; font-size: clamp(1.6rem, 3.2vw, 2.25rem); margin-bottom: .4rem; }
.ybc-ctaband__copy p { margin: 0; color: rgba(255, 255, 255, .72); }
.ybc-ctaband__actions { display: flex; flex-wrap: wrap; gap: .75rem; }

/* ---------------------------------------------------------------- contact */

.ybc-section--contact { background: var(--ybc-sand); }
.ybc-contact {
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
	gap: clamp(2rem, 5vw, 3.5rem);
	align-items: start;
}
.ybc-contact__list { list-style: none; margin: 2rem 0 0; padding: 0; display: grid; gap: 1.1rem; }
.ybc-contact__list li { display: flex; align-items: flex-start; gap: .9rem; }
.ybc-contact__icon {
	width: 40px; height: 40px;
	flex: none;
	border-radius: 11px;
	background: #fff;
	border: 1px solid var(--ybc-line);
	display: grid; place-items: center;
	color: var(--ybc-ink);
}
.ybc-contact__list strong { display: block; font-size: .78rem; letter-spacing: .08em; text-transform: uppercase; color: var(--ybc-muted); }
.ybc-contact__list a { font-weight: 600; text-decoration: none; }
.ybc-contact__map { margin-top: 2rem; border-radius: var(--ybc-radius); overflow: hidden; border: 1px solid var(--ybc-line); }
.ybc-contact__map iframe { display: block; width: 100%; min-height: 260px; border: 0; }

/* The call card is shorter than the details beside it, so centre it against them. */
.ybc-contact__form { align-self: center; }

@media (max-width: 900px) { .ybc-contact { grid-template-columns: 1fr; } }

/* ---------------------------------------------------------------- prose */

.ybc-prose { font-size: 1.02rem; }
.ybc-prose h2 { font-size: 1.5rem; margin-top: 2rem; }
.ybc-prose h3 { font-size: 1.2rem; margin-top: 1.5rem; }
.ybc-prose ul, .ybc-prose ol { padding-left: 1.35em; }
.ybc-prose li { margin-bottom: .45em; }
.ybc-prose a { color: var(--ybc-accent); }
.ybc-prose--tight { font-size: 1rem; color: var(--ybc-muted); }
.ybc-prose--tight p:last-child { margin-bottom: 0; }

.ybc-page-head { margin-bottom: 2rem; }
.ybc-page-head__title { font-size: clamp(1.9rem, 4vw, 2.7rem); }

/* ---------------------------------------------------------------- legal page */

.ybc-legalpage__head {
	background: var(--ybc-sand);
	border-bottom: 1px solid var(--ybc-line);
	padding-block: clamp(2.75rem, 6vw, 4.5rem);
}
.ybc-legalpage__title { font-size: clamp(2rem, 4.5vw, 2.9rem); margin-bottom: .5rem; }
.ybc-legalpage__updated {
	font-size: .85rem;
	color: var(--ybc-muted);
	margin-bottom: 1.25rem;
}
.ybc-legalpage__intro { max-width: 68ch; color: var(--ybc-muted); }
.ybc-legalpage__intro p:last-child { margin-bottom: 0; }

.ybc-legalpage__body {
	display: grid;
	grid-template-columns: 250px minmax(0, 1fr);
	gap: clamp(2rem, 5vw, 4rem);
	padding-block: clamp(2.5rem, 6vw, 4rem);
	align-items: start;
}
/* Without a contents list the content takes the whole width. */
.ybc-legalpage__content:only-child { grid-column: 1 / -1; }
.ybc-legalpage__toc { position: sticky; top: 110px; }
.ybc-legalpage__toc-title {
	font-size: .74rem;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--ybc-muted);
	margin-bottom: .75rem;
}
.ybc-legalpage__toc ol {
	list-style: decimal;
	margin: 0;
	padding-left: 1.2em;
	font-size: .88rem;
	display: grid;
	gap: .45rem;
	color: var(--ybc-muted);
}
.ybc-legalpage__toc a { text-decoration: none; color: var(--ybc-muted); }
.ybc-legalpage__toc a:hover { color: var(--ybc-accent); }

.ybc-clause { scroll-margin-top: 120px; margin-bottom: 2.25rem; }
.ybc-clause h2 {
	font-size: 1.35rem;
	margin-top: 0;
	margin-bottom: .6rem;
	display: flex;
	gap: .5rem;
	align-items: baseline;
}
.ybc-clause__num { color: var(--ybc-accent); font-size: .95rem; }
.ybc-clause p, .ybc-clause li { color: var(--ybc-muted); }

.ybc-legalpage__contact {
	margin-top: 2.5rem;
	padding: 1.4rem 1.5rem;
	background: var(--ybc-sand);
	border-left: 3px solid var(--ybc-accent);
	border-radius: 0 var(--ybc-radius) var(--ybc-radius) 0;
}
.ybc-legalpage__contact p:last-child { margin-bottom: 0; }

@media (max-width: 900px) {
	.ybc-legalpage__body { grid-template-columns: 1fr; }
	.ybc-legalpage__toc { position: static; padding-bottom: 1.5rem; border-bottom: 1px solid var(--ybc-line); }
}

/* ---------------------------------------------------------------- blog bits */

.ybc-post-list { display: grid; gap: 2rem; }
.ybc-post-card { border-bottom: 1px solid var(--ybc-line); padding-bottom: 2rem; }
.ybc-post-card:last-child { border-bottom: 0; }
.ybc-post-card__media img { border-radius: var(--ybc-radius); margin-bottom: 1rem; }
.ybc-post-card__title { font-size: 1.4rem; }
.ybc-post-card__title a { text-decoration: none; }
.ybc-post-card__excerpt { color: var(--ybc-muted); }

.ybc-searchform { display: flex; gap: .6rem; margin-top: 1.5rem; max-width: 420px; }
.ybc-searchform__input {
	flex: 1;
	font-family: inherit;
	font-size: 1rem;
	padding: .7rem .9rem;
	border: 1.5px solid var(--ybc-line);
	border-radius: 10px;
	background: #fff;
}

.ybc-404__inner { text-align: center; }
.ybc-404 .ybc-eyebrow, .ybc-404 .ybc-btn-row, .ybc-404 .ybc-searchform { justify-content: center; }
.ybc-404 .ybc-lede { margin-inline: auto; }
.ybc-404 .ybc-searchform { margin-inline: auto; }

.pagination, .nav-links {
	display: flex; gap: .5rem; flex-wrap: wrap;
	margin-top: 2.5rem;
}
.nav-links .page-numbers {
	display: grid; place-items: center;
	min-width: 40px; height: 40px;
	padding-inline: .5rem;
	border: 1px solid var(--ybc-line);
	border-radius: 10px;
	text-decoration: none;
	font-size: .92rem;
}
.nav-links .page-numbers.current { background: var(--ybc-ink); color: #fff; border-color: var(--ybc-ink); }

/* ---------------------------------------------------------------- footer */

.ybc-footer-widgets { background: var(--ybc-sand); padding-block: 2.5rem; border-top: 1px solid var(--ybc-line); }
.ybc-footer-widgets__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 2rem; }
.ybc-widget__title { font-size: 1rem; }

.ybc-footer {
	background: var(--ybc-ink-2);
	color: rgba(255, 255, 255, .68);
	padding-block: clamp(3rem, 6vw, 4.25rem) 2rem;
	font-size: .92rem;
}
.ybc-footer a { color: rgba(255, 255, 255, .8); text-decoration: none; }
.ybc-footer a:hover { color: #eeb277; }
.ybc-footer .ybc-brand__name { color: #fff; }
.ybc-footer .ybc-brand__mark { background: rgba(255, 255, 255, .1); }

.ybc-footer__top {
	display: grid;
	grid-template-columns: minmax(0, 1.5fr) repeat(3, minmax(0, 1fr));
	gap: 2.5rem;
	padding-bottom: 2.5rem;
	border-bottom: 1px solid var(--ybc-line-dark);
}
.ybc-footer__about { margin-top: 1.1rem; max-width: 42ch; line-height: 1.7; }
.ybc-footer__hours { display: flex; align-items: flex-start; gap: .5rem; font-size: .85rem; color: rgba(255, 255, 255, .55); }
.ybc-footer__hours .ybc-icon { margin-top: .2rem; width: 1rem; height: 1rem; }

.ybc-footer__heading {
	color: #fff;
	font-family: var(--ybc-sans);
	font-size: .76rem;
	letter-spacing: .12em;
	text-transform: uppercase;
	margin-bottom: 1rem;
}
.ybc-footer__list, .ybc-footer__legal-list, .ybc-footer__contact {
	list-style: none; margin: 0; padding: 0;
	display: grid; gap: .6rem;
}
.ybc-footer__contact li { display: flex; align-items: flex-start; gap: .6rem; }
.ybc-footer__contact .ybc-icon { margin-top: .22rem; width: 1rem; height: 1rem; color: #eeb277; flex: none; }

.ybc-footer__disclosures {
	padding-block: 2rem;
	border-bottom: 1px solid var(--ybc-line-dark);
}
.ybc-footer__disclosures h5 {
	color: rgba(255, 255, 255, .82);
	font-family: var(--ybc-sans);
	font-size: .74rem;
	letter-spacing: .12em;
	text-transform: uppercase;
	margin-bottom: .9rem;
}
.ybc-footer__disclosures ol {
	margin: 0; padding-left: 1.2em;
	font-size: .78rem;
	line-height: 1.65;
	color: rgba(255, 255, 255, .5);
	columns: 2;
	column-gap: 2.5rem;
}
.ybc-footer__disclosures li { break-inside: avoid; margin-bottom: .5rem; }

.ybc-footer__bottom { padding-top: 1.75rem; }
.ybc-footer__disclaimer {
	font-size: .76rem;
	line-height: 1.7;
	color: rgba(255, 255, 255, .45);
	max-width: 100ch;
}
.ybc-footer__copy { font-size: .82rem; color: rgba(255, 255, 255, .55); margin: 0; }

@media (max-width: 980px) {
	.ybc-footer__top { grid-template-columns: repeat(2, minmax(0, 1fr)); }
	.ybc-footer__disclosures ol { columns: 1; }
}
@media (max-width: 560px) {
	.ybc-footer__top { grid-template-columns: 1fr; gap: 2rem; }
}

/* ---------------------------------------------------------------- sticky CTA */

.ybc-sticky-cta {
	position: fixed;
	left: 0; right: 0; bottom: 0;
	z-index: 70;
	display: none;
	gap: .5rem;
	padding: .6rem .75rem calc(.6rem + env(safe-area-inset-bottom));
	background: rgba(255, 253, 250, .96);
	backdrop-filter: blur(10px);
	border-top: 1px solid var(--ybc-line);
}
.ybc-sticky-cta a {
	flex: 1;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: .45rem;
	padding: .8rem 1rem;
	border-radius: 999px;
	font-weight: 600;
	font-size: .95rem;
	text-decoration: none;
}
.ybc-sticky-cta a { white-space: nowrap; }
.ybc-sticky-cta__call { background: var(--ybc-ink); color: #fff; }
.ybc-sticky-cta__call:hover { color: #fff; }
.ybc-sticky-cta__quote { background: var(--ybc-accent); color: #fff; }
.ybc-sticky-cta__quote:hover { color: #fff; }

@media (max-width: 780px) {
	.ybc-sticky-cta { display: flex; }
	body { padding-bottom: 4.5rem; }
}

/* Keep the long call label on one line on the narrowest phones. */
@media (max-width: 400px) {
	.ybc-btn { font-size: .92rem; padding-inline: 1.1rem; }
	.ybc-sticky-cta a { font-size: .9rem; padding-inline: .75rem; }
	.ybc-callcta__btn { font-size: .95rem; }
}

/* ---------------------------------------------------------------- reveal */

.ybc-reveal {
	opacity: 0;
	transform: translateY(18px);
	transition: opacity .55s ease, transform .55s ease;
}
.ybc-reveal.is-visible { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
	.ybc-reveal { opacity: 1; transform: none; }
}

/* ---------------------------------------------------------------- print */

@media print {
	.ybc-topbar, .ybc-header, .ybc-sticky-cta, .ybc-ctaband, .ybc-quote { display: none !important; }
	body { font-size: 12pt; color: #000; background: #fff; }
	.ybc-legalpage__toc { display: none; }
	.ybc-legalpage__body { grid-template-columns: 1fr; }
}