Privacy Policy

1. Who We Are

Your Benefit Coverage is an insurance marketing and referral website. We are not an insurance company and we do not issue policies. We connect callers with licensed insurance representatives who may review final expense coverage options from 2-3 participating carriers.

2. Information We Collect

Most visitors contact us by calling the phone number shown on this website. When you call, we and our service providers may collect your phone number and caller ID information, the date, time and length of the call, the page or advertisement that led to the call, and the information you share with the representative, which may include your name, date of birth, state, contact details and health-related answers needed to assess eligibility.

We also automatically collect certain technical information when you visit the site, such as your IP address, browser type, pages visited, and the date and time of your visit.

3. Call Tracking, Routing and Recording

Calls are placed through call tracking numbers. Call tracking and routing technology is used to connect your call to an available licensed representative and to measure which advertising led to the call. Calls may be recorded and monitored for quality, training and compliance purposes.

4. How We Use Your Information

We use your information to:

• Connect you with a licensed insurance representative and respond to your questions.
• Help determine which final expense options may be available to you.
• Arrange a callback, only where you specifically ask for one.
• Maintain call quality and meet our compliance obligations.
• Improve our website and advertising.

5. Sharing of Information

Information may be shared with licensed agents and authorized partners as described in this Privacy Policy, including:

• Licensed insurance agents and agencies, and the participating carriers whose products they review with you.
• Our authorized marketing partners, listed in the Marketing Partners section below.
• Service providers who help us operate the website and phone service, for example call tracking, routing and recording, hosting and analytics.
• Government or law enforcement authorities when required by law.

6. Marketing Partners

We work with authorized marketing partners who help promote this website and route calls to licensed representatives. Our approved marketing partner is:

• Insurance Supermarket Inc.

Information you provide may be shared with this partner as described in this Privacy Policy. Marketing partners do not own or operate this website.

7. Health Information

Health-related answers you give during a call are used to assess which coverage options may be available to you and are shared only with the licensed representatives, agencies and carriers involved in reviewing those options, as described in this Privacy Policy.

8. Cookies

We use cookies to enhance your browsing experience and analyze site traffic. You may disable cookies in your browser settings at any time.

9. External Links

Our website may contain links to third party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

10. Children

This website is intended for adults seeking final expense insurance. We do not knowingly collect information from children under 18.